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PayPal Teams Up with Mastercard to Launch One Credential Checkout Solution

PayPal Teams Up with Mastercard to Launch One Credential Checkout Solution

PayPal has partnered with Mastercard to launch One Credential — a digital payment identifier that aims to simplify and personalize checkout experiences for both consumers and businesses.

Developed by Mastercard, One Credential allows users to choose from multiple payment methods — including installments, debit, credit, and prepaid — all through a single interface with one card.

Through this collaboration with PayPal, the system will offer tailored benefits such as:

  • selecting personalized payment options without re-entering data;
  • shifting from debit spending to structured credit use;
  • building a stronger credit history over time.

In the same week, PayPal also announced a new physical credit card issued by Synchrony. This card expands the utility of PayPal Credit for in-store purchases wherever Mastercard is accepted.

Additionally, users will benefit from a travel promo: six-month interest-free financing on flights, hotels, cruises, and group trips — with no minimum purchase required.

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