PayPal has partnered with Mastercard to launch One Credential — a digital payment identifier that aims to simplify and personalize checkout experiences for both consumers and businesses.
Developed by Mastercard, One Credential allows users to choose from multiple payment methods — including installments, debit, credit, and prepaid — all through a single interface with one card.
Through this collaboration with PayPal, the system will offer tailored benefits such as:
- selecting personalized payment options without re-entering data;
- shifting from debit spending to structured credit use;
- building a stronger credit history over time.
In the same week, PayPal also announced a new physical credit card issued by Synchrony. This card expands the utility of PayPal Credit for in-store purchases wherever Mastercard is accepted.
Additionally, users will benefit from a travel promo: six-month interest-free financing on flights, hotels, cruises, and group trips — with no minimum purchase required.