About Versobank

Versobank AS was founded in October 1999. During its work, the bank has acquired a large number of its regular customers, a team of employees, professionals in their field, has developed. In 2012, the composition of the organization’s shareholders changed, which led to a new development policy, and, in particular, to a change in the former name of the bank.

On March 29, 2012, it was Ukrainian investors who became the main shareholders of Versobank AS. From that moment, the Ukrainian agro-industrial company UKRSELHOSPROM PCF LLC becomes the owner of the controlling stake. UKRSELHOSPROM PCF LLC is part of the Alef organization, which in turn consists of more than twenty other companies. Among these are: a bank, an insurance company, as well as an asset management company.

Vadim Ermolaev and Stanislav Vilensky are the main owners of the organizations that are part of Alef, and, by the way, they are citizens of Ukraine.

Bank services

• all types of operations on accounts, including the possibility of remote management;
• money transfers and foreign exchange transactions;
• financing and operations with documents;
• operations with deposit and card accounts;
• the possibility of profitable investment and asset management.

Advantages

Opening an account in these banks is simple: the procedures fully comply with international law and work on the principle of “know your client”, on the one hand, and on the other hand, the bank does not set unsolvable and difficult tasks for its potential clients. It should be noted here that the bank will not ask you for reviews from world famous banks or notarized translations into a foreign language with an apostille, it is not interested in your personal bills for utility bills, housing or telephone calls. It is important to add that a significant advantage is the ability to apply in Russian, it acts as a "working" language. You can get all the answers to your questions, from communicating with tellers to preparing all the necessary documents related to managing your accounts, in Russian.

Documents required for account opening

1. Registration certificate.
2. Statute (and all its amendments).
3. A document that confirms the right to manage the organization (power of attorney, appointment of positions, etc.).
4. The Certificate of Good Standing, if the company was registered more than a year ago.
5. Copy of the passport of the authorized person of the company.
6. A copy of the passport of the real beneficiary, (submitted when the real beneficiary of the company is not his successor).
7. Description of business activity. This can be a business plan or a detailed description of the business that is planned to be established. Additionally, financial statements are provided if the organization has been operating for more than a year and a half.

Additional Information

Co-founders of Versobank AS (updated data as of 05.03.2013):

• UKRSELHOSPROM PCF LLC – 85,2622%
• Nikolaos Sarros – 9,8327%
• The share of other shareholders is no more than 2%.

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Account types:

• Credit and debit cards:

  Having a credit card, you will always have the opportunity to have in reserve the funds that the bank lends to you. Customers return exactly the same amount that they used. The presence of a debit card will allow you to make transactions at an ATM, withdraw cash, pay for goods and services.

• Account management:

  Accounts can be managed by phone or via the Internet. Today, this is a great opportunity to save time. There is no need to stand in line at the bank for advice and assistance from a cashier, and you can manage your account while at home.

• Minimum remaining amount on the account:

  The minimum account balance is $0. When closing an account, you can withdraw the balance of funds through the cash desk of the bank in full and not lose anything.

• Down payment amount:

  For opening an account, the bank will withdraw 200 euros from the first credit to your balance.

• Deadlines for opening an account:

  This period is approximately 2 weeks. The time taken to prepare all the necessary documents is taken into account. As a rule, 2 weeks is the maximum time.

• The need for personal presence:

  Personal presence is not required.